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Under the skin of the letting market

Here we share news and views on both the local letting market in & around Oxfordshire and all planned and recent legislation.

Rent what you can’t buy

Family house in Bloxham – let at £1,400 pcm

Lloyds Bank has recently issued a report saying that some growing families have no choice but to stay in homes that are too small because they cannot afford to buy a larger property.
These homeowners are typically around 40 years old, have bought their first home 5 years ago and want to move on to the second or third rung of the housing ladder. In many cases they have settled down, started a family and need extra bedrooms for their children. The report says that there were just 320,000 home moves last year compared to 865,000 a decade ago.

The average deposit required to move up the ladder is now £62,000. Add on to this the huge cost of moving, from stamp duty to legal fees, and you end up with homeowners who are not financially able to buy their next property. This means that there are thousands of people who need to move home but are unable to sell and buy.

If you find yourself in this situation then do not despair. Have you considered becoming a landlord and letting out your own home and then renting another, more suitable property? Using a qualified and experienced agent will minimise the risk involved as they will reference your tenants and can fully manage the tenancy and look after your property.

We have helped several families in this exact way, and they often find that they can afford to rent a larger home that might otherwise be beyond them. Call it a win-win.*  The  selection of photos shown are just some of the houses that Finders Keepers Banbury has already let in 2013.

* Please note you will require lenders

A furnished apartment in Twyford – let on the 1st viewing at £850 pcm


Ideal for sharers in Cherwell Wharf – let at £925 pcm

Let within 2 days at £725 pcm

An unfurnished house in Banbury – let at £725 pcm

If you would like a free market appraisal of your home, please give Clare or Paul a call on 01295 276766. They will explain the steps involved in becoming a landlord and outline the types of properties you could move into. They will probably be also quite keen to explain why Finders Keepers was voted Best Overall UK Letting Agent in 2012!